If your clients change jobs, make sure they use the money in their employer-sponsored retirement plan, such as a 401(k), to its best advantage. Rolling that money into an IRA gives them more investment freedom while the money remains tax deferred and has no early withdrawal penalties.
Want to know more? Read the 5-minute Guide to Rollover IRAs (PDF).
Producers must be appropriately registered and licensed in the states in which they conduct business in order to offer the referenced products.